The Future Of Sharia Based Village Business Agencies Religious Response Management Of Village-Owned Enterprises In Central Lombok

Suhirman Suhirman

Abstract


Abstract

Purpose - This study aims to uncover and explain the opportunities and future of Village-Owned Enterprises (BUMDes) in Central Lombok managed by the Islamic financial system which is viewed from the perspective of the manager's religious response.

Method - This research is a qualitative-descriptive research. Data collection methods using questionnaires and unstructured interviews. The data used in this study are primary data and analyzed qualitatively. The population of this study is the managers of BUMDes in Central Lombok with a sample of 52 people.

Result - This research shows that based on organizational affiliation and Islamic character as well as Islamic commitment of managers, BUMDes in Central Lombok is very likely to be managed syariah. Whereas in terms of the manager's response to the sharia bank system and its products, the BUMDes argumentation that is not managed in a sharia way shows the opposite opportunity.

Implication - Activists, practitioners, and Islamic economic stake holders need to provide education and dissemination to BUMDes managers and stakeholders about the advantages and strengths of sharia-based financial management, both in terms of religiosity and profitability.

Originality- This study focuses on revealing the opportunities and future of Sharia-based BUMDes management from the perspective of the religious response of BUMDes managers in Central Lombok.

 


Keywords


pengelolaan BUMDes berbasis syariah, respon religiusitas pengelola BUMDes, afiliasi organisasi keagamaan, komitmen keislaman.sharia-based BUMDes management; religious response BUMDes managers; religious organization affiliations; Islamic commitment; finan

Full Text:

Hirman

References


Al-Mawardi. (n.d.). al-Aḥkām al-Sulṭāniyyah. Dār al-Fikr.

Amin, M. (2017). Solusi Hukum Islam (Makharij Fiqhiyyah) Seabagai Pendorong Arus Baru Ekonomi Syariah di Indonesia (Kontribusi Fatwa DSN-MUI dalam Peraturan Perundang-Undangan RI). Orasi Ilmiah Pengukuhan Guru Besar Bidang Ilmu Ekonomi Muamalat Syariah.

Anggraeni, M. R. R. S. (2016). Peranan Badan Usaha Milik Desa (Bumdes) Pada Kesejahteraan Masyarakat Pedesaan Studi Pada Bumdes Di Gunung Kidul, Yogyakarta. Modus, 28(2), 155. https://doi.org/10.24002/modus.v28i2.848

Basrowi, & Suwandi. (2008). Memahami Penelitian Kualitatif. Rineka Cipta.

Berlian Ramadana, C., & Ribawanto, H. (n.d.). KEBERADAAN BADAN USAHA MILIK DESA (BUMDES) SEBAGAI PENGUATAN EKONOMI DESA (Studi di Desa Landungsari, Kecamatan Dau, Kabupaten Malang). Jurnal Administrasi Publik (JAP), 1(6), 1068–1076.

Budiono, P. (2015). Implementasi Kebijakan Badan Usaha Milik Desa ( Bumdes ) Di Bojonegoro ( Studi di Desa Ngringinrejo Kecamatan Kalitidu Dan Desa Kedungprimpen Kecamatan Kanor ). 4(1), 116–125.

Djafar, M. (2007). Agama, Etika, dan Ekonomi. UIN Malang Press.

Djamil, F. (2012). Penerapan Hukum Perjanjian dalam Transaksi di Lembaga Keuangan Syariah. Sinar Grafika.

Fachrudin, F. (2018). Kajian Teori Laba Pada Transaksi Jual Beli Dalam Fiqh Mu’āmalah (Studi Komparasi Teori Laba Ekonomi Konvensional). Ad Deenar: Jurnal Ekonomi Dan Bisnis Islam, 1(01), 68. https://doi.org/10.30868/ad.v1i01.228

Kuncoro, M. (2013). Mudah Memahami dan Menganalisis Indikator Ekonomi. UPP STIM YKPN.

Lubis, M. R. (2010). Agama dam Perbincangan Sosiologi (I. Syaukani (ed.)). Citapustaka Media Perintis.

Machiavelli, N. (1998). Discourses on Livy. The University of Chicago Press.

Madjid, N. C. (2004). Pintu-Pintu Menuju Tuhan. Paramadina.

Mubyarto. (2002). Ekonomi Kerakyatan dalam Era Globalisasi. Jurnal Ekonomi Rakyat, 1(7).

Murata, S., & Chittick, W. C. (1997). The Vision of Islam. Raja Grafindo Persada.

OJK. (2020). Jaringan Kantor Individual Perbankan Syariah - SPS Januari 2020. https://doi.org/Statistik Perbankan Syariah

Pradja, J. S. (2015). Ekonomi Syariah. Pustaka Setia.

Ridlwan, Z. (2015). Urgensi Badan Usaha Milik Desa (Bumdes) Dalam Pembangun Perekonomian Desa. Fiat Justisia, 8(3), 424–440. https://doi.org/10.25041/fiatjustisia.v8no3.314

Shihab, M. Q. (2009). Menebar Pesan Ilahi. Lentera Hati.

Stamboel, K. A. (2012). Panggilan Keberpihakan: Stategi Mengakhiri Kemiskinan di Indonesia. Gramedia Pustaka Utama.

Suhirman. (2015). Perbankan Syariah dan Pemberdayaan Sosial Ekonomi: Peran Pembiayaan Syariah pada Usaha Mikro. Impressa Publishing.

Swasono, S.-E. (2015). Keindonesaiaan: Demokrasi Ekonomi, Keberdaulatan, dan Kemandirian. UST-Press.

Turmudi, E. (2004). Perselingkuhan Kiai dan Kekuasaan. LKiS.

Weber, M. (2001). The Protestant Ethic and the Spirit of Capitalism. Routledge.


Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.


AL-ARBAH: Journal of Islamic Finance and Banking
Department of Sharia Banking
Faculty of Islamic Economics and Business
Universitas Islam Negeri (UIN) Walisongo Semarang Indonesia