Does knowledge and brand image affect the intention to save in Islamic banks?
DOI:
https://doi.org/10.21580/al-arbah.2022.4.2.15149Keywords:
Knowledge, Brand Image, Interest in Saving, Islamic Banks.Abstract
Purpose- This study aims to determine the effect of knowledge and brand image variables related to the interest of IAIN Fattahul Muluk Papua students in saving at Islamic banks.
Method- This research is a quantitative research using multiple regression analysis method with two X variables and one Y variable and the data in this study were obtained from 62 students who were collected through questionnaires distributed.
Result- The results of the study show that knowledge and brand image have a significant effect on students' interest in saving at Islamic banks.
Implication- This research has implications for increasing students' knowledge of Islamic banks by providing courses that are directly integrated into the application of products and services in Islamic banks. Furthermore, to increase the brand image of Islamic banks among students, they can continue to collaborate between the two institutions.
Originality- This study looks directly at the influence of knowledge and brand image by students which will be able to influence them to save at Islamic banks. Considering that there are not too many Islamic banks in the province of Papua and they are still very new.
Downloads
References
Aswad, A., & Patimbangi, A. (2022). Pengaruh Pengetahuan, Produk dan Promosi Terhadap Minat Menabung Mahasiswa di Bank Syariah. Jurnal Akuntansi Dan Keuangan Syariah (Jurnal Akunsyah), 1(1), 1–11. https://doi.org/10.30863/akunsyah.v1i1.2987
Dafiq, B. I., Hidayati, A. N., & Habib, M. A. F. (2022). Pengaruh literasi keuangan, literasi digital, digital marketing, brand image dan word of mouth terhadap minat generasi z pada bank syariah. Fair Value: Jurnal Ilmiah Akuntansi Dan Keuangan, 4(11), 4971–4982. https://doi.org/10.32670/fairvalue.v4i11.1856
Indonesia, I. B. (2014). Memahami bisnis bank syariah. Gramedia Pustaka Utama.
Mubarak, Z. (2022). Pengaruh Brand Image Dan Pengetahuan Terhadap Minat Menabung Masyarakat di Kota Banjarmasin Pada Bank Syariah Dengan Religiusitas Sebagai Variabel Moderasi. Jurnal Ilmiah Ekonomi Islam, 8(3), 2875–2881. https://doi.org/http://dx.doi.org/10.29040/jiei.v8i3.6076
Muhammad, A. I. (2015). Faktor-Faktor Yangg Mempengaruhi Minat Nasabah Dalam Menggunakan Fasilitas Pembiayaan Pada Bank Syariah Di Kota Jayarapura Provinsi Papua. Fakultas Agama Islam Universitas Muhammadiyah Surakaarta.
Novianti, A. D., & Hakim, L. (2021). Pengaruh Pengetahuan, Produk dan Religiusitas Terhadap Minat Menabung dengan Variabel Moderating Persepsi. Jurnal Pendidikan Akuntansi (JPAK), 9(1), 116–122. https://doi.org/10.26740/jpak.v9n1.p116-122
Pamilih, I., & Widhiastuti, R. (2020). Pengaruh Bagi Hasil, Brand Image, dan Keragaman Produk Terhadap Minat Menabung di Bank Syariah dengan Promosi Sebagai Variabel Moderasi. Economic Education Analysis Journal, 9(2), 569–583. https://doi.org/https://doi.org/10.15294/eeaj.v9i2.39452
Prasetyo, E. D., & Siwi, M. K. (2022). Pengaruh Pengetahuan Perbankan Syariah dan Lingkungan Keluarga terhadap Minat Menabung Mahasiswa di Bank Syariah. Jurnal Ecogen, 5(1), 91. https://doi.org/10.24036/jmpe.v5i1.12765
Purwataatmadja, K. A. (1992). Peluang dan Strategi Operasional BMI dalam M. Rusli Karim (ed), Berbagai aspek Ekonomi Islam. Tiara wacana dan UII. https://doi.org/https://doi.org/10.47903/islaminomics.v11i2.139.g111
Rokhani, S., & Nurkhin, A. (2021). Pengaruh Pengetahuan dan Karakteristik Bank Terhadap Minat Menabung Mahasiswa di Bank Syariah Dengan Religiusitas Sebagai Variabel Moderasi. Business and Accounting Education Journal, 2(2), 235–243. https://doi.org/10.15294/baej.v2i2.50651
Saputra, S. E. (2016). Pengaruh leverage, profitabilitas dan size terhadap pengungkapan Corporate social responsibility pada perusahaan di bursa efek Indonesia. Journal of Economic and Economic Education, 5(1), 75–89.
Sunarti, & Sarwono, A. E. (2018). Corporate social responsibility disclosure of Indonesia Islamic Banks. Conference On Islamic Management Accounting and Economic, 1, 77–85.
Yasin, V., Zarlis, M., & Nasution, M. K. M. (2018). Filsafat Logika dan Ontologi Ilmu Komputer. JISAMAR (Journal Of Information System, Applied, Management, Accounting And Research), 2(2), 68–75. http://journal.stmikjayakarta.ac.id/index.php/jisamar/article/view/39
Downloads
Published
Issue
Section
License
Authors who publish with this journal agree to the following terms:
Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
Licensing
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.