Financial Technology Strategy for Islamic Banking Competitiveness

Muhammad Luqman Hakim*  -  Sekolah Tinggi Ilmu Ekonomi Surakarta, Indonesia

(*) Corresponding Author

Purpose - Analyze the development of Financial Technology and Islamic banking financial data to have implemented financial technology for customers and the profits achieved.

Method - This research is qualitative with a literature study connected with the phenomena in Islamic banking to implementing financial technology.

Result - Show that the level of service and financial technology is valid, practical and efficient for customers and benefits for Islamic banking.  

Implication - Technological developments can have benefits for users according to their needs. One of the benefits is related to efficiency in use. Financial institutions use technology to make easier for their customers in digital-based financial transactions.  

Originality- This research studies the development of Islamic bank performance, the development of Islamic bank financing from the number of ATMs, one form of Islamic banking financial technology in Indonesia.

 

Keywords: Financial Technology, Efficiency, Development of Islamic banking.

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Open Access Copyright (c) 2023 Muhammad Luqman Hakim
Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Al-Arbah: Journal of Islamic Finance and Banking
Published by Department of Sharia Banking, Faculty of Islamic Economics and Business, UIN Walisongo Semarang, Indonesia
Jl Prof. Dr. Hamka Kampus III Ngaliyan Semarang 50185
Phone: +62 852-3660-5533
Website: https://febi.walisongo.ac.id/
Email: alarbah@walisongo.ac.id

ISSN: 2716-3946 (Print)
ISSN: 2716-2575 (Online)

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License

 
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