Variables Determining For Impairment On Productive Assets In Islamic Banks In Indonesia
DOI:
https://doi.org/10.21580/al-arbah.2020.2.1.5539Keywords:
impairment on productive assets, profit, productive assets, financing, problematic financing.Abstract
Abstract
Purpose - This study aims to examine the effect of profit, productive assets, financing and problem financing on impairment on productive assets on Islamic banks in Indonesia.
Method - Data used are secondary data obtained from the Islamic Banking Statistics report for the 2015-2019 period. The sample used in this study was 12 Islamic Commercial Banks and data processing using SPSS 25.0 software.
Result - The results of this study indicate that the variable earning assets, financing and problem financing have a significant effect on the impairment on productive assets variable, while the profit variable does not have a significant effect on Impairment on productive assets variable.
Implication - This study can be used as a reference by Islamic banks in determining the amount of Impairment on productive assets.
Originality - This study analyzes the determinants of Impairment on productive assets at Islamic Banks.
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