Comparative Study of Development and Performance Evaluation Sharia Microfinance Institutions in Indonesia

Authors

  • Kartika Marella Vanni UIN Walisongo Semarang, Indonesia
  • Riska Wijayanti UIN Walisongo Semarang, Indonesia

DOI:

https://doi.org/10.21580/al-arbah.2020.2.2.7229

Keywords:

LKMS, society, lower class

Abstract

Purpose - This paper aims to determine the role of Islamic Microfinance Institutions (LKMS) in Indonesia and to make comparisons between theory and practice in the field.

Method - The method used is a descriptive qualitative approach in which data collection is taken from a study of various literature and then compared with previous studies related to the discussion.

Result - Sharia Microfinance Institutions theoretically play a role to help improve the national economy and alleviate community poverty by embracing the lower class and all remote areas. Meanwhile, empirically, Islamic Microfinance Institutions have tried to carry out their operational activities in accordance with the provisions and principles of Sharia, but there are still internal and external constraints.

Implication - This study examines Islamic Microfinance Institutions in Indonesia.

Originality - There are differences between theory and practice in Islamic Microfinance Institutions in Indonesia.

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References

Sapudin, Ahmad dkk. 2017. Strategi Pengembangan Lembaga Keuangan Mikro Syariah (Studi Kasus Pada BMT Tawfin Jakarta). Jurnal Al-Muzara’ah,Vol.5, No.1.

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M. Paramita dan M.I.Zulkarnain, 2018. Peran Lembaga Keuangan Mikro Syariah Terhadap Pemenuhan Kebutuhan Permodalan Usaha Mikro Kecil dan Menengah. Jurnal Syarikah, Vol.4, No.1.

Suhrawardi K Lubis dan Farid Wajdi, 2000, Hukum Ekonomi Islam, Jakarta, Sinar Grafika.

Ahmad Hasan Ridwan, 2013, Manajemen Baitul Mal tamwil, Bandung, Pustaka Setia.

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Abdul Manan, 2012, Hukum Ekonomi Syariah, Jakarta, Kencana

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Published

2020-12-14

Issue

Vol. 2 No. 2 (2020)

Section

Articles

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.