Dja’akum, Cita Sary, Nur Huda, Muhamad Nafik Hadi Ryandono, Siti Mujibatun, and Ach Fatayillah Mursyidi. 2024. “Spin-Off As a Strategy to Accelerate Islamic Banking Growth in Indonesia: Assessing the Readiness of Sharia Business Units”. Economica: Jurnal Ekonomi Islam 15 (2):207-22. https://doi.org/10.21580/economica.2024.15.2.22696.