Aswaja Character Education Values and the Formation of Professional Ethics in Islamic Financial Institutions

Authors

  • millatur rofiah universitas wahid hasyim, Indonesia
  • Rizqia' Amalia Universitas Wahid Hasyim Semarang, Indonesia
  • Ghufron Hamzah Universitas Wahid Hasyim Semarang, Indonesia

DOI:

https://doi.org/10.21580/jiemb.2026.8.1.30992

Abstract

Islamic Financial Institutions (IFIs) are not only required to comply with Sharia principles in a normative sense, but also to demonstrate professional ethics rooted in the moral consciousness of human resources. To date, efforts to strengthen professional ethics within IFIs have largely relied on regulatory and formal compliance approaches, which have not fully succeeded in cultivating internalized ethical integrity. This study aims to analyze the values of Ahlussunnah wal Jama’ah (Aswaja) character education and examine their relevance in shaping professional ethics within Islamic financial institutions. This research employs a literature based approach using a qualitative conceptual normative framework, drawing on classical and contemporary Aswaja literature, studies on Islamic professional ethics, and relevant documents related to Islamic financial institutions. Data were analyzed through content analysis and descriptive-analytical methods. The findings indicate that the core Aswaja values tawassuth (moderation), tawazun (balance), tasamuh (tolerance), and i‘tidal (justice and integrity) possess substantive relevance as foundational principles of professional ethics in IFIs, as they shape professional mindsets, attitudes, and behaviors in an integrated manner. The internalization of Aswaja values serves to bridge Sharia norms and modern business practices, enabling professional ethics to evolve beyond procedural compliance toward sustained moral awareness. This study emphasizes the strategic importance of integrating Aswaja based character education as a complementary approach to strengthening professional ethics in Islamic financial institutions.

Keywords: Aswaja Character Education, Professional Ethics, Islamic Business Ethics, Islamic Financial Institutions.

Downloads

Download data is not yet available.

References

Abustan, Fajar. “The Role of Aswaja Values in Enhancing the Professional Ethics of Notaries in Indonesia.” AL IKTISAB: Journal of Islamic Economic Law 9, no. 1 (2025): 1–16. https://doi.org/10.21111/aliktisab.v9i1.14294.

Amaliano, A. G. “Pendidikan Karakter Aswaja Berbasis Multidisipliner.” An Nahdloh: Jurnal Kajian Islam Aswaja Vol. 4, No. 1 (2025).

Al Ghazali, Abu Hamid. Ihya’ ‘Ulum al Din. Beirut: Dar al Fikr, 2005.

Antonio, Muhammad Syafi’i. Bank Syariah: Dari Teori ke Praktik. Jakarta: Gema Insani Press, 2001.

Asmani, Jamal Ma’mur. Pendidikan Karakter di Sekolah. Yogyakarta: Diva Press, 2011.

Azra, Azyumardi. Pendidikan Islam: Tradisi dan Modernisasi di Tengah Tantangan Milenium III. Jakarta: Kencana, 2012.

Bahtiar, B., Chasan Bisri & Faishal Asmu’i. “Implementasi Nilai Nilai Keislaman Ahlusunnah Wal Jamaah Dalam Prinsip Good Corporate Governance (GCG) Pada Perbankan Syariah.” Innovative: Journal Of Social Science Research 5, no. 1 (2025): 7075–7091. https://doi.org/10.31004/innovative.v5i1.18443.

Basir, M. A. “Strategi Pendidikan Karakter Aswaja dalam Upaya Membentuk Soft Skill.” Fajar: Jurnal Pendidikan Islam Vol. 1, No. 2 (2021).

Creswell, John W. (2014). Research Design: Qualitative, Quantitative, and Mixed Methods Approaches. Thousand Oaks: Sage Publications.

Darmalaksana, Wahyudin. (2020). Metode Penelitian Kualitatif Studi Pustaka dan Studi Lapangan. Pre print Digital Library UIN Sunan Gunung Djati Bandung.

Dewan Syariah Nasional Majelis Ulama Indonesia (DSN MUI). Himpunan Fatwa Dewan Syariah Nasional. Jakarta: DSN MUI, 2014.

Fahrurrozi, F., Mujamil Qomar & Sokip. “Character Education Based on Islamic Local Wisdom: A Case Study of Aswaja Value Internalization in a Madrasah Aliyah.” Urwatul Wutsqo: Jurnal Studi Kependidikan dan Keislaman 14, no. 1 (2025): 214–226. https://doi.org/10.54437/urwatulwutsqo.v14i1.2090.

Febrianti, R. A. (2025). Peran pengembangan manajemen sumber daya insani di lembaga keuangan syariah. Izdihar: Jurnal Ekonomi Syariah, 5(02), 2820–1360. https://ejournal.unwaha.ac.id/index.php/izdihar/article/view/2820/1360

George, Mary W. (2008). The Elements of Library Research: What Every Student Needs to Know. Princeton: Princeton University Press.

Hamzah, M., dkk. “Analisis Peran Kode Etik Auditor Syariah dalam Meningkatkan Kualitas Laporan Keuangan.” Journal of Sharia Economics Scholar (JoSES) Vol. 4, No. 1 (2025).

Hasyim Asy’ari, K.H. Risalah Ahl al Sunnah wa al Jama’ah. Jombang: Maktabah Turats al Islami, 2011.

Hermawan, N. “Peran Etika Bisnis Islam dalam Keputusan Investasi di Lembaga Keuangan Syariah.” Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 7, No. 1 (2025).

Hidayat, I., & Samiaji, M. H. (2024). Penguatan nilai nilai Aswaja dalam membangun karakter An Nahdliyah mahasiswa Pendidikan Islam Anak Usia Dini Universitas Nahdlatul Ulama Purwokerto. Jurnal Nusantara Raya, 3(3). https://ejournal.uinsaizu.ac.id/index.php/numera/article/view/12606/4020

Kementerian Agama Republik Indonesia. Moderasi Beragama. Jakarta: Badan Litbang dan Diklat Kemenag RI, 2017.

Krippendorff, Klaus. (2013). Content Analysis: An Introduction to Its Methodology. Thousand Oaks: Sage Publications.

Mildawati, W., dkk. “Peran Kode Etik dalam Mencegah Fraud pada Lembaga Keuangan Syariah.” Journal of Sharia Economics Scholar (JoSES) Vol. 4, No. 2 (2025).

Miles, Matthew B., & Huberman, A. Michael. (2014). Qualitative Data Analysis: A Methods Sourcebook. Thousand Oaks: Sage Publications.

Moleong, Lexy J. (2017). Metodologi Penelitian Kualitatif. Bandung: Remaja Rosdakarya.

Muflihah, Rini. “Peran Pendidikan Akuntansi Syariah dalam Membentuk Etika Profesional Mahasiswa Akuntansi.” La Zhulma: Jurnal Ekonomi dan Bisnis Islam 6, no. 1 (2025). https://doi.org/10.70143/lazhulma.v6i1.499.

Nazir, Moh. (2014). Metode Penelitian. Bogor: Ghalia Indonesia.

Qaradawi, Yusuf al . Al Siyasah al Shar’iyyah fi Dhau’ al Nushush al Shari’ah. Kairo: Maktabah Wahbah, 1997.

Siradj, Said Aqil. Ahlussunnah wal Jama’ah: Sebuah Kritik Historis. Jakarta: Pustaka Cendekia Muda, 2010.

Sugiyono. (2019). Metode Penelitian Kualitatif. Bandung: Alfabeta.

Wibowo, A. A., Ma’mun E. Nur, dan Muslih A. Karim. “Internalisasi Nilai Pendidikan Karakter Aswaja.” Manarul Qur’an: Jurnal Ilmiah Studi Islam Vol. 5, No. 1 (2025).

Zainudin, Agus, Ach. Faqih Supandi & A’imatul Masruroh. “Development of a Character Education Model Based on Aswaja An Nahdliyah Values and Local Wisdom in Islamic Higher Education.” Tafkir: Interdisciplinary Journal of Islamic Education 6, no. 1 (2025): 226–244. https://doi.org/10.31538/tijie.v6i1.1230.

Zarkasyi, Hamid Fahmy. Worldview Islam. Jakarta: INSISTS, 2010

Zed, Mestika. (2014). Metode Penelitian Kepustakaan. Jakarta: Yayasan Obor Indonesia.

Downloads

Published

2026-07-06

How to Cite

rofiah, millatur, Amalia, R., & Hamzah, G. (2026). Aswaja Character Education Values and the Formation of Professional Ethics in Islamic Financial Institutions. Journal of Islamic Economics Management and Business (JIEMB), 8(1), 1–20. https://doi.org/10.21580/jiemb.2026.8.1.30992

Issue

Section

Articles