Sekolah Tinggi Ilmu Ekonomi Surakarta - Indonesia
Financial Technology Strategy for Islamic Banking Competitiveness
Purpose - Analyze the development of Financial Technology and Islamic banking financial data to have implemented financial technology for customers and the profits achieved.
Method - This research is qualitative with a literature study connected with the phenomena in Islamic banking to implementing financial technology.
Result - Show that the level of service and financial technology is valid, practical and efficient for customers and benefits for Islamic banking.
Implication - Technological developments can have benefits for users according to their needs. One of the benefits is related to efficiency in use. Financial institutions use technology to make easier for their customers in digital-based financial transactions.
Originality- This research studies the development of Islamic bank performance, the development of Islamic bank financing from the number of ATMs, one form of Islamic banking financial technology in Indonesia.
Keywords: Financial Technology, Efficiency, Development of Islamic banking.
- A Rusdiana. 2018. Kewirausahaan Teori dan Praktik. CV. Pustaka Setia
- Bank Indonesia, “Financial Technology”, dalam www.bi.go.id.
- Departemen Komunikasi Bank Indonesia. 2018. Mengenal Financial Teknologi. Jakarta: BI (https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx)
- Burhanuddin Susanto, Hukum Perbankan Syariah di Indonesia, (Yogyakarta: UII Press, 2018), hlm. 3.
- Muryanto, YT (2022). The urgency of shariah compliance regulations for Islamic Fintechs: a comparative study of Indonesia, Malaysia and the United Kingdom. Journal of Financial Crime. https://doi.org/10.1108/JFC-05-2022-0099
- Otoritas Jasa Keuangan. 2023. Yuk Mengenal Fintech! Keuangan Digital yang Tengah Naik Daun. Jakarta: OJK (https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/10468)
- PwC Growth Markets Centre, The Future of ASEAN – Time to Act Financial Services, Mei 2018, hlm. 8.
- SEF FEB UGM. 2021. Mengenal Lebih Dekat Fintech Syariah : Fintech Paling Potensial di Indonesia. Jogja: UGM (https://sef.feb.ugm.ac.id/mengenal-lebih-dekat-fintech-syariah-fintech-paling-potensial-di-indonesia/)
- State of the Global Islamic Economy Report 2018/19, (https://www.pwc.com/sg/en/publications/assets/healthcare-future-asean-2018.pdf)
- Statistik Perbankan Syariah Juni 2018, dalam www.ojk.go.id
- Statistik Perbankan Syariah Desember 2022, dalam www.ojk.go.id
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.