Utilization of zakāt through entrepreneurship programs

Diyah Ariyani*  -  Universitas Islam Negeri Salatiga, Indonesia
Dini Rahmayanti  -  Universitas Islam Negeri Salatiga, Indonesia

(*) Corresponding Author

The potential of zakāt for the economic empowerment of people who have an entrepreneurial spirit will be realized if the distribution is productive. This productive zakāt will positively impact alleviating poverty, increasing income, and giving birth to new entrepreneurs. This study analyses matters relating to the distribution and utilization of zakāt funds at Rumah Zakat Semarang through entrepreneurship programs and their empowerment management. The method used in this study is qualitative research with Rumah Zakat Semarang as the research object. Data were obtained through interviews and documentation, then analyzed by the descriptive analysis method. The results showed that the distribution of productive zakāt funds at the Rumah Zakat Semarang in the entrepreneurship program was distributed through economic empowerment (Senyum Mandiri), namely community empowerment oriented to integrated community empowerment. This empowerment uses the Integrated Community Development (ICD) model as an integrated and sustainable community-based concept. The results of this study can be used as evaluation and input for zakāt institutions in empowering the community’s economy through productive zakāt funds.

Keywords: productive zakāt; utilization of zakāt; entrepreneurship program; Rumah Zakat Indonesia.

  1. Ali, M. D. (1988). Sistem Ekonomi Islam: Zakāt dan Wakaf (1st ed.). Jakarta: Universitas Indonesia.
  2. Andriyanto, I. (2011). Strategi Pengelolaan Zakāt dalam Pengentasan Kemiskinan. Walisongo: Jurnal Penelitian Sosial Keagamaan, 19(1), 25–46. https://doi.org/10.21580/WS.19.1.211
  3. Badan Pusat Statistik. (n.d.). Jumlah Penduduk Miskin Menurut Provinsi, 2007-2020. Retrieved February 7, 2021, from https://www.bps.go.id/linkTableDinamis/view/id/1119
  4. Bahri, E. S., & Arif, Z. (2020). Analisis Efektivitas Penyaluran Zakāt pada Rumah Zakat. Al Maal: Journal of Islamic Economics and Banking, 2(1), 13–24. https://doi.org/10.31000/ALMAAL.V2I1.2642
  5. Haidir, M. S. (2019). Revitalisasi Pendistribusian Zakāt Produktif Sebagai Upaya Pengentasan Kemiskinan di Era Modern. Muqtasid: Jurnal Ekonomi Dan Perbankan Syariah, 10(1), 57. https://doi.org/10.18326/muqtasid.v10i1.57-68
  6. Karim, A. (2013). Ekonomi Makro Islami (2nd ed.). Jakarta: Rajawali Pers.
  7. Lessy, Z. (2013). Philanthropic Zakāt for Empowering Indonesia’s Poor: A Qualitative Study of Recipient Experiences at Rumah Zakat. Indiana University.
  8. Maulana, M. I., Rahman, A., & Setiawan, A. I. (2019). Implementasi Pendistribusian Zakāt Produktif dalam Meningkatkan Ekonomi Masyarakat. Tadbir: Jurnal Manajemen Dakwah, 4(1), 97–114. https://doi.org/10.15575/tadbir
  9. Mufraini, M. A. (2006). Akuntansi dan Manajemen Zakāt (1st ed.). Jakarta: Kencana Prenada Media Group.
  10. Muhammad, & Bakar, A. (2011). Manajemen Organisasi Zakāt. Malang: Madani.
  11. Muhtada, D. (2008). The Role of Zakāt Organization in Empowering the Peasantry: A Case Study of the Rumah Zakat Yogyakarta Indonesia. In M. Obaidullah & H. S. H. A. Latif (Eds.), Islamic Finance for Micro and Medium Enterprises (pp. 289–310). Islamic Research & Training Institute Islamic Development Bank and Centre for Islamic Banking, Finance and Management Universiti Brunei Darussalam.
  12. Mursyidi. (2008). Akuntansi Zakāt Kontemporer (5th ed.). Bandung: PT. Remaja Rosdakarya.
  13. Nurnaningsih. (2020). Rumah Zakat Cabang Semarang 2006-2017: Perkembangan Sebuah Lembaga Filantropi dan Peranannya dalam Pemberdayaan Masyarakat. Fakultas Ilmu Budaya Universitas Diponegoro.
  14. Puskas Baznas. (2020). Outlook Zakāt Indonesia 2020. Jakarta: Pusat Kajian Strategis BAZNAS.
  15. Raco, J. R. (2010). Metode Penelitian Kualitatif: Jenis, Karakteristik, dan Keunggulannya. Jakarta: PT. Grasindo.
  16. Rumah Zakat. (2020). Annual Report Rumah Zakat 2020.
  17. Sejarah - Rumah Zakat. (n.d.). Retrieved February 7, 2021, from https://www.rumahzakāt.org/id/tentang-kami/sejarah
  18. Syahriza, M., Harahap, P., & Fuad, Z. (2021). Analisis Efektivitas Distribusi Zakāt Produktif Dalam Meningkatkan Kesejahteraan Mustahik (Studi Kantor Cabang Rumah Zakat Sumatera Utara). At-Tawassuth: Jurnal Ekonomi Islam, 4(1), 137–159. https://doi.org/10.30829/AJEI.V4I1.4090
  19. Syaksena, A., & Ekawaty, M. (2021). Effect of zakāt (almsgiving) literacy level on muzakki’s decision to pay zakāt in registered zakāt institutions. Journal of Islamic Economics, Management, and Business (JIEMB), 3(1), 15–34. https://doi.org/10.21580/JIEMB.2021.3.1.8841
  20. Syarifah, L. (2021). The utilization of zakāt for improving economic growth in Indonesia (case study at BAZNAS of Kendal regency). Journal of Islamic Economics, Management, and Business (JIEMB), 3(1), 73–88. https://doi.org/10.21580/JIEMB.2021.3.1.8948
  21. Tentang kami - Rumah Zakat. (n.d.). Retrieved February 7, 2021, from https://www.rumahzakāt.org/id/tentang-kami
  22. Tohirin. (2012). Metode Penelitian Kualitatif dalam Pendidikan dan Bimbingan Konseling. Jakarta: Raja Grafindo Persada.
  23. Toriquddin, M. (2015). Pengelolaan Zakāt Produktif di Rumah Zakat Kota Malang: Perspektif Maqasid al-Syariah Ibnu ‘Asyur. Ulul Albab: Jurnal Studi Islam, 16(1), 62–79. https://doi.org/10.18860/UA.V16I1.2839
  24. Undang-Undang RI Indonesia. (2011). Undang-Undang Republik Indonesia Nomor 23 Tahun 2011 Tentang Pengelolaan Zakāt. Jakarta.
  25. Yuliafitri, I., & Khoiriyah, A. N. (2016). Pengaruh Kepuasan Muzakki, Transparansi dan Akuntabilitas Pada Lembaga Amil Zakāt Terhadap Loyalitas Muzakki (Studi Persepsi Pada LAZ Rumah Zakat). ISLAMICONOMIC: Jurnal Ekonomi Islam, 7(2). https://doi.org/10.32678/IJEI.V7I2.41
  26. Interview with Muhammad Isa, Branch Manager of Rumah Zakat Semarang, 29th of September, 2020
  27. Interview with Ida Aniyati, Finance Service Officer of Rumah Zakat Semarang, 29th of September, 2020
  28. Interview with Puji Purnomo, Head of Utilization Division of Rumah Zakat Semarang, 29th of September, 2020

Open Access Copyright (c) 2021 Diyah Ariyani
Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Journal of Islamic Economics Management and Business (JIEMB)
Department of Master of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Walisongo Semarang, Indonesia

Jl Prof. Dr. Hamka Kampus III Ngaliyan Semarang 50185
Phone: +62 852-2007-5758
Website: https://febi.walisongo.ac.id/
Email: jiemb@walisongo.ac.id 

ISSN: 2721-0197 (Print)
ISSN: 2721-0324 (Online)
DOI : 10.21580/jiemb

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License 

apps