The Role of Spirituality in the Behavior of Sharia Bank Mobile Banking: Evidence from Indonesia

Nur Inayah*  -  Universitas Islam Negeri Walisongo Semarang, Indonesia
Ratno Agriyanto  -  Universitas Islam Negeri Walisongo Semarang, Indonesia
W Warno  -  Universitas Islam Negeri Walisongo Semarang, Indonesia

(*) Corresponding Author
DOI: 10.21580/ws.26.1.2611

The purpose of this research is to examine the behavior of sharia bank customers in using mobile banking (using a modified Technology Acceptance Model) with additional spiritual variables. The research population is about one hundred customers of sharia bank in Indonesia. The results of this study indicate that: (1) perceived ease has a positive effect on the attitude of using mobile banking through the use of perceptions, (2) the perception of benefits has a positive effect on the attitude of using mobile banking, (3) expediency has a positive effect on the behavioral interest in using mobile banking, (4) behavioral interest has a positive effect on mobile banking use, and (5) spiritual motivation has a positive effect on mobile banking use.

Keywords: Islamic bank; mobile banking; spirituality; technology acceptance model

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Open Access Copyright (c) 2018 Nur Inayah, Ratno Agriyanto, W Warno
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Universitas Islam Negeri Walisongo Semarang, Rectorate Building, 3rd Floor
Jl. Prof. Hamka - Kampus 3, Tambakaji Ngaliyan 50185, Semarang, Central Java, Indonesia
Email: walisongo@walisongo.ac.id

 

 
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