IAIN Walisongo Semarang - Indonesia
KONSEP JUAL BELI DALAM FATWA DSN-MUI
There are several fatwas issued about buying and selling is not sequentially and respectively describes their own subject matter. As a result of modern Islamic legal thought, DSN-MUI fatwa interesting to study inductively to find a linkage study of classical fiqh with the provisions of the banking system and mechanism in these fatwas . The problems studied in this paper is the concept of buying and selling in the DSN-MUI fatwa is How it relates to the system of fiqh and Shari'ah banking mechanism in DSN-MUI fatwa? This study is the research literature by using a qualitative approach.
The study found a link between the data and the system of fiqh with the provisions of Shari'ah banking mechanism DSN-MUI fatwa about buying and selling. The concept of buying and selling in the DSN-MUI fatwa designed to avoid gharar, riba by changing procedures and financing dhalim be based iwadh item form, not a loan (qardh), set the selling price as the final price that can not be combined with any cause, but can reduced on the basis of LKS policy. Late fee of rich clie not being able to shariah bank. In buying and selling foreign exchange should require cash, as opposed to buying and selling goods that is designed to delay installments. The results of the Islamic legal thought DSN-MUI fatwa about buying and selling successfully avoid formalistic forms of riba, gharar and dhalim, but have not managed to uphold the moral essence in buying and selling. Morality and law are still separate in their each areas.
Keywords: Fatwa, DSN-MUI, Jual-beli, prinsip-prinsip hukum Islam
- Abidin, Ibnu, t.th, Radd al-Mukhtar, Juz. 4, Dar al-Fikr.
- Antonio, Muhammad Syafi'i, 1999, Bank Syari’ah Wacana Ulama’ dan Cendekia, Copyright@muhammad Syafi’i Antonio.
- al-Asqalani, t.th, al-Hafidz Ibnu Hajar, Bulugh al-Maram Min Adillati al-Ahkam, Semarang: Maktabah Usaha Keluarga.
- Azizy, Qodri A., 2004, Membangun Fondasi Ekonomi Umat, Yogyakarta, Pustaka Pelajar.
- Barlinti, Yeni Salma, 2010, Kedudukan Fatwa Dewan Syari’ah Nasional Dalam Sistem Hukum Nasional, Jakarta, Balitbang dan Diklat Kemenag RI.
- al-Bukhari, Imam Abi Abdillah Muhammad Ibnu Isma’il Ibnu Ibrahim Ibnu al-Mughirah Ibnu Bardazabat, t.th, Al- Bukhari Masykul Bi Hasyiyah al-Sanad, Juz. 2, Beirut: Dar al-Fikr.
- Consulting, Karim Busines, 2001, Islam Dan PerbankanSyari’ah, Jakarta, Biro Perbankan Syari’ah Bank Indonesia.
- Departemen Agama RI, 1989, Al-Qur’an Dan Terjemahnya, Semarang: CV. Toha Putra.
- al-Dimasyqi, Imam Taqiyuddin Abu Bakar Bin Muhammad al-Hasini al-Hashni, t.th., Kifayah al-Ahyar Fi Halli ghayah al-Ikhtishar, Dar Ikhya’ al-Kutub al-Arabiyyah.
- Himpunan Fatwa Dewan Syari’ah Nasional, 2006, Jakarta, Dewan Syari’ah Nasional-Majelis Ulama’ Indonesia dan Bank Indonesia.
- al-Jaziri, Abdurrahman, 2003, al-Fiqh ‘Ala al-Madzahibal-Arba’ah, Juz. 2, Dar al-Taqwa Li al-Thab’I Wa al-Nasyar Wa al-Tauzi’.
- Karim, Adiwarman, 2004, Bank Islam Analisis Fiqh dan Keuangan, Jakarta, PT Raja Grafindo Persada.
- Keputusan Dewan Syari’ah Nasional Majelis Ulama’ Indonesia Nomor 1 Tahun 2001.
- Mahfudh, Sahal, 1994, Fiqh Sosial, Yogyakarta, LKIS.
- Mudzhar, Atho’, 1993 Fatwa-Fatwa Majelis Ulama’ Indonesia, Jakarta, INIS XVII.
- Muhammad, 2006, Teknik Perhitungan Bagi Hasil Dan Profit Margin Pada bank Syari’ah, Yogyakarta, UII Press.
- Mujibatun, Siti, 2005, Landasan Normatif Akad Murabahah Dalam Produk Market Bank Syari’ah, Semarang, Tesis Program Pasca Sarjana IAIN Walisongo.
- Musa, Kamil, t.th., Al-Ahkam al-Mu’amalah, Mu’assasah al-Risalah.
- Rusyd, Ibnu, t.th., Bidayah al-Mujtahid, Juz.3, Beirut, Dar al-Fikr.
- Sabiq, Sayyid, 2000, Fiqh al-Sunnah, Dar al-Fatih.
- Saeed, Abdullah, 2003, Islamic Banking And interest A Studi of Riba And Its Contemporary Interpretation , terj. Muhammad Ufuqul Mubin dkk, Bank Islam Dan Bunga, Yogyakarta, Pustaka Pelajar.
- Shihab, Quraish, 1993, Membumikan Al-Qur’an, Bandung, Mizan.
- Sugiyono, 2005, Memahami Penelitian Kualitatif, Bandung, CV. Alvabeta.
- Supriyadi, Sugeng, 2007, Teori bagi Hasil Dan Profit Margin, Semarang, makalah Workshop Perbankan Syari’ah.
- al-Syarafi, Abdul Majid, 1998, Al-Ijtihad al-Jama’i Fi al-Tasyri’ al-Islamiyyi, terj. Syamsuddin TU, Ijtihad Kolektif, Jakarta, Pustaka al-Kautsar.
- Tsalabi, Muhammad Mustofa, 1964, al-Madkhal Fi Ta’rif al-Fiqh al-Islam Wa Qawa’id al-Milkiyyah Wa al-Uqudiyyah, Mathba’ah Dar al-Ta’rif.
- Undang-Undang Nomor 21 Tahun 1998 tentang Perbankan Syari’ah.